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STUDENTS' EXPENSES 



A COLLECTION OF LETTERS FROM UNDERGRADUATES, 

GRADUATES, AND PROFESSIONAL SCHOOL STUDENTS, 

DESCRIBING IN DETAIL THEIR NECESSARY 

EXPENSES AT HARVARD UNIVERSITY; 

WITH AN INTRODUCTION 



By FRANK BOLLES, 

Secretary of Harvard University. 



CAMBRIDGE, MASSACHUSETTS : 

fl>ubii$beJ> b$ Ibarvarb 'Wmversit^ 

1893. 



/ 



STUDENTS' EXPENSES. 



A COLLECTION OF LETTERS FROM UNDERGRADUATES, 

GRADUATES, AND PROFESSIONAL SCHOOL STUDENTS, 

DESCRIBING IN DETAIL THEIR NECESSARY 

EXPENSES AT HARVARD UNIVERSITY; 

WITH AN INTRODUCTION 



By FRANK BOLLES, 

Secretary of Harvard University. 



CAMBRIDGE, MASSACHUSETTS : 

Ipubliebefc b£ Ibarvarfc Tflnivereit^ 

» » 

1893. 




-All 



NEW YOLr r . PUBL. LIBRo 
IN EXCHANGE, 



STUDENTS' EXPENSES. 



Nearly six years have passed since Professor George H. 
Palmer, on Commencement Day, 1887, delivered his interesting 
and convincing address on College Expenses at Harvard. 
Securing his figures from the students themselves, he made 
plain the fact that the individual expenditure of a quarter part 
of the members of the class of 1887 had been less than $650 a 
year ; and that, among those included in the group, several 
were able to keep their outlays for an academic year down to, 
or a little below, the modest sum of $450. His presentation of 
the truth was so attractive to graduates who listened to him 
that they at once arranged for the publication, not only of the 
address but of nine octavo pages of extracts from the students' 
letters upon which his summary was based. 

After many thousands of copies of the address had been 
distributed to the alumni, successive editions were printed for 
the use of parents, students, and those wishing to become 
connected with the University; and, until comparatively re- 
cently, the " Palmer pamphlet " has been one of the most 
useful and effective documents sent from the University Office. 

Since 1887 many changes have taken place in College life, 
and its surroundings. In 1886-87, the year in which Professor 
Palmer gathered together his statistics, the total number of 
students in the College was 1077 ; in November, 1892, it was 
1600. In 1887, the whole University contained 1688 students, 
exclusive of the 76 persons who took Summer courses ; at the 
time the appended letters were written the total number of 
students was 2966, not counting 500 persons who were 
enrolled in the summer school of 1892. In 1887, only 650 men 
were accommodated by the Dining Association in Memorial 
Hall; in 1892, 1085 students found seats there. The average 
price of board at the Hall in 1886-87 was $4.16| a week; in 
1891-92, it had fallen to $3.98f a week. The Foxcroft Club 
did not exist in 1887 ; in fact, it was not organized until 1889, 



its doors being opened to about sixty members in September of 
that year. In December, 1892, it had 221 members, some of 
whom, thanks to the a la carte system, paid as little as $2.00 a 
week for their board. The present bill of fare of the Club is 
as follows : — 

PRICE-LIST OF THE FOXCROFT CLUB. 

Hours for meals: Breakfast, 7.30-8.50; Lunch, 12.30-1.30; Dinner, 5.30-6.30. 
Sunday: Breakfast, 8-9.30; Lunch, 12.30-1.30; Dinner, 5.30-6.30. 



Tea 3 cts. 

Coffee 3 " 

Cocoa 3 " 



Glass of Milk 2 

Bowl of Milk 4 



Butter 
Cheese 



1 ct. 
1 " 



Pies. 

Apricot 5 cts. 

Peach 5 " 

Mince 5 " 

Apple 5 " 

Cranberry 5 " 



White Bread (2 slices) . 
Graham Bread (2 slices) 
Corn Bread (1 piece) 
Rolls (each) .... 
Graham Gems (each) 
Crackers (plate) . . . 

Doughnuts 

Gingerbread (1 piece) 
Cookies (2) 



Fruit. 



Apples . 
Bananas 
Preserves 



1 ct. 

1 " 

1 " 

1 " 

1 " 

3 cts. 

1 ct. 

1 " 

1 " 



2 cts. 
2 " 
4 » 



Breakfast and Lunch. 



Oatmeal and Milk 4 cts. 

Wheat and Milk 4 " 

Hominy and Milk 4 " 

Rice and Milk 4 " 

Dry Toast 2 " 

Buttered Toast 3 " 

Cold Meats 10 " 

Beefsteak (for breakfast) ... 10 " 



Hot Potatoes 2 

Baked Beans 4 

Eggs (2) boiled (£ order \ price) 8 
Eggs (2) dropped " " 

Fried Eggs (2) " " 

Eggs (2) on toast " 

Egg Omelette 10 

Soup (for lunch) 4 



cts. 



8 



10 



Dinner. 

Fish 10 cts. Stew . . . 

Roast Beef 10 " Potatoes . 

" " \ order 7 " Vegetables 

Roast Lamb 10 " Pudding . 

Chicken or Turkey 10 " 



1) cts. 

2 " 

3 " 

4 " 



Other dishes at the discretion of the Steward. 



Fruit. 



Vegetables. 



Pudding. 



The "Twenty-One Club," described in several of the follow- 
ing letters has also been formed recently, and although it does 
not admit a large number of members, it is one of the active 
forces in lowering the average of student expenses. The 
Loan-Furniture Association besran work in 1890. Its ori^i- 
nators were the same group of officers and students who 
organized the Foxcroft Club, and in September, 1892, they had 
succeeded in accumulating stock enough to furnish thirty 
rooms wholly, and sixteen others in part. The annual charge 
for a complete set of room furniture, including china, is 
$5.00. 

Since 1890 the Committee on the Reception of Students has 
published at the opening of each year a list of rooms to be let 
in private houses in Cambridge and its environs. The list has 
described the rooms briefly and stated the exact rent asked. 
This grouping of facts and figures has not only facilitated the 
process of letting and hiring rooms, but it has tended to 
establish uniformity and stability in rates, to the protection of 
all concerned. By covering a large residence area the list has 
extended competition and made rates more moderate than they 
mio'kt otherwise have been. 

At the time that Professor Palmer delivered his address, no 
systematic help was given by the University officers to students 
who wished to earn money during vacations or in their spare 
hours through term-time. A few students, recognized as 
competent tutors, left their names with the Dean of the 
College, and were by him occasionally assisted in securing 
private pupils. 

In 1887—88, an employment bureau was established in the 
University office, and all needy students, whether in the 
College or the professional schools, were encouraged to seek 
through this agency for opportunities to earn money. 
Usually about two hundred names are carried on the list, 
and every chance for employment which becomes known to 
the Office is referred to one or more of the most promising 
applicants. This system has not only utilized chances for 
remunerative work, which might otherwise have been lost to 
those seeking to earn money, but it has stimulated the demand 
for helpers from among undergraduates. As the bureau ex- 



6 

tends its services to those who are about to take decrees in 
Arts and Sciences, and as it is able to secure permanent posi- 
tions for the great majority of those who are graduated with 
good standing, men of small means feel more confidence in 
their future, and less dread of being unable to repay loans and 
advances to those who are encouraging them in securing a 
College education. The services of the bureau are of course 
given without charge of any kind. 

Not only have necessary expenses of certain kinds been 
reduced and the earning power of students increased by the 
agencies named, but the power of the University to apply 
direct pecuniary aid to poor and worthy scholars of high rank 
has been remarkably extended. In 1887, the University aid 
funds yielded an annual sum for distribution of about $50,000 ; 
now over $89,000 is assigned each year. 

From these statements it appears that since Professor 
Palmer collected his interesting figures from the class of 1887, 
the minimum cost of living among strictly economical students 
has been reduced in some of the most important items, viz : 
board, lodging and furniture ; and that, on the other side of the 
account, larger opportunities to earn money, directly by work 
and indirectly by high scholarship, have been created.- The 
letters which form the greater part of this pamphlet, fully 
establish the reality of this change. They show that students 
of the most intelligent kind are able to meet the expenses 
of an academic year by a sum appreciably smaller than the 
$450, which was the normal minimum in 1887. They also 
show that corresponding changes have been made in the 
outlay of students who are not as strictly economical as 
those whose accounts define the present line of lowest 
expenditure. 

Professor Palmer said : — " Out of the two hundred, and 
nineteen men who have replied, fifty-six, or about one quarter 
of the class, have spent between $450 and $650 in each of the 
four years of residence ; fifty-four, or again about a quarter, 
have spent between $650 and $975 ; but sixty-one, hardly 
more than a quarter, have spent a larger sum than $1200. 
The smallest amount in any one year was $400 ; the largest, 
$4000." 



The Secretary of the Class of 1891 published the following 
figures in his report which appeared in 1892 : — 



EXPENSES. 

Amount. Men. 

j / Below $500 25 

I Boarded at home 14 

2. $500-$700 49 

3. $700-^1000 58 

Above $1000 83 

" $2000 11 

3 



The smallest amount in any one year was " $300-$400 " ; 
the largest $4200. Apparently, out of the 243 members of the 
class of 1891, whose answers are classified above, thirty-six per 
cent passed through Harvard College upon an annual individual 
outlay of less than $700. Fifty members of the class either did 
not answer their secretary's questions, or replied in such a way 
that their answers could not be clearly grouped. It is certain, 
however, that between thirty and thirty-three per cent of the 
entire class of 1891 expended, on an average, less than $700 a 
year. Of the members of the class of 1887 about fifty per cent 
lived on less than $1000 a year ; of the members of 1891 fifty- 
six per cent lived on less than $1000. 

While some of the statements made by Professor Palmer are 
less applicable to the present than to 1887, others are as full of 
force as when first uttered. He gave two pieces of advice, one 
to parents, one to graduates. To parents with means he said : 
" Give your son a competent allowance when you send him to 
Harvard, and oblige him to stick to it. To learn calculation 
will contribute as much to his equipment for life as any elective 
study he can pursue ; and calculation he will not learn, unless, 
after a little experience, you tell him precisely what sum he is 
to receive. If, in a haphazard w^ay, you pour $2000 into his 
pocket, then, in an equally haphazard way, $2000 will come out. 
Whatever extravagance exists at Harvard to-day is the fault of 
you foolish parents. The College, as a college, cannot stop 
extravagance. It cannot take away a thousand dollars from 
your son and tell him — what would be perfectly true — that 
he will be better off with the remaining thousand ; that you 
must do yourselves. And if you ask, r What is a competent 



8 

allowance ? ' out of what my correspondents say I will frame 
you five answers. If your son is something of an artist in 
economy, he may live here on $600, or less ; he will require to 
be an artist to accomplish it. If he will live closely, carefully, 
yet with full regard to all that is required, he may do so, with 
nearly half his class, on not more than $800. If you wish him 
to live at ease and to obtain the many refinements which 
money will purchase, give him $1000. Indeed, if I were a 
very rich man, and had a boy whose character I could trust, so 
that I could be sure that all he laid out would be laid out 
wisely, I might add $200 more, for the purchase of books and 
other appliances of delicate culture. But I should be sure that 
every dollar I gave him over $1200 would be a dollar of 
danger." 

To graduates he said, after warning them not to advise 
needy, dull, and commonplace youth to come here to strive for 
prizes not within their power to win : " But whenever you 
encounter a poor boy of eager, aggressive mind, a youth of 
energy, one capable of feeling the enjoyment of struggling 
with a multitude and of making his merit known, say to him 
that Harvard College is expressly constituted for such as he. 
Here he will find the largest provision for his needs and the 
clearest field for his talents. Money is a power everywhere. 
It is a power here ; but a power of far more restricted scope 
than in the world at large. In this magnificent hall rich and 
poor dine together daily. At the Union they debate together. 
At the clubs which foster special interests . . . considerations 
of money have no place. If the poor man is a man of muscle, 
the athletic organizations will welcome him ; if a man skilled in 
words, he will be made an editor of the college papers ; and if 
he has the powers that fit him for such a place, the whole body 
of his classmates will elect him Orator, Ivy Orator, Odist, or 
Poet, without the slighest regard to whether his purse is full 
or empty. The poor man, it is true, will not be chosen for 
ornamental offices, for positions which imply an acquaintance 
with etiquette, and he may be cut off from intimacy with the 
frequenters of the ball-room and the opera ; but as he will 
probably have little time or taste for these things, his loss will 
not be large. In short, if he has anything in him, — has he 



9 

scholarship, brains, wit, companionability, stout moral pur- 
pose, or quiet Christian character, — his qualities will find as 
prompt a recognition at Harvard as anywhere on earth." 

Each of the forty men whose letters are here published was 
requested by me to prepare, in his own way, a statement of 
his necessary expenditures during the time of his residence in 
Harvard University. I selected men who were well known to 
me to be very poor, earnest, scholarly, eager to secure remu- 
nerative work, and likely to be methodical and accurate in 
money matters. Among them I chose representatives not only 
of the undergraduate classes, but of the Graduate School and 
the Divinity, Law and Medical Schools. Nine of the writers 
attended other colleges before coming to Harvard, and were 
able to make intelligent comparisons between expenses and 
chances to earn money here and elsewhere. Although the 
selection of the men was not influenced by their place of birth 
or residence, examination of their registration record showed 
that while nearly half of them have come from the New 
England States, yet New York, Pennsylvania, the South, the 
middle and far West, the Pacific Coast, Canada, Japan, and 
two European nations are represented among them. The 
fitting schools from which they have come, include most of the 
large high schools and academies which annually send more 
than eight or ten pupils to the College, but the majority of the 
writers have come from small and widely scattered institutions. 
As a rule, these men have been forced to devote too much time 
to earning money to attain the very highest grade of academic 
standing, yet few of them have records below the average. In 
fact, the number of those having conspicuously high records is 
greater than the number of those having poor grades, while 
fully three quarters of the whole have taken, or will take, 
degrees cum laude. As the letters themselves show, several of 
these men have taken active part in athletic sports, and have 
found time to enjoy other forms of undergraduate life. 

As a rule, the letters, like their writers, have a cheerful tone, 
showing that the student who lives economically is not neces- 
sarily dreary, though he may have less of pleasure and ease 
than many of his associates. The writers do not all agree fully 
as to some necessary items of expense, but this diversity of 



10 

opinion is in itself instructive, taken in connection with the 
evident success of some of the men to economize where others 
failed. I publish without modification all the letters sent to 
me, whether they seem to be worthy examples of student- 
writing and account-keeping, or only serviceable by way of 
contrast. Their order is determined solely by their length, 
but the last and longest letter is especially commended to the 
careful attention of all who receive this pamphlet. It is a 
simple, straightforward statement of one of the most remark- 
able student histories of this generation of Harvard men. The 
man who lived that life did far more than merely help himself. 



LETTERS. 

Dee. 14, 1892. 



►♦- 



Mr. Frank Bolles : 

Dear Sir, — In reply to your request concerning College expenses 
of last year, I herein give a statement of my own for 1891-92 : — 

Room rent, fuel, etc $ 40.00 

Board (private) 5 weeks 17.50 

Board in Foxcroft Club, 35 weeks 60.27 

Initiation fee in club 6.00 

Clothing and washing 40.00 

Books and stationery 15.00 

Tuition 150.00 

Laboratory fees 10.00 

$338.77 
Yours truly, 



Cambridge, Nov. 7, 1892. 
Mr. Bolles : 

Dear Sir, — I trust you will excuse my dela}^ in responding to your 
request. You will recall the fact that I was a student at the Medical 
School last 3'ear, and had therefore fifty dollars more for tuition than 
here in the College. This statement of expenses which* I append is 
as nearly exact as an}'thing of the kind can be, and may help to dispel 
some of the vague notions entertained b} 7 " many persons as to the 
amount actually required to support a man at this College : — 

For 1891-92. 

Room rent, fuel, board and washing $116.00 

Tuition (Medical School) 200.00 

Books and stationery 16.00 

Laboratory fee 5.00 

$337.60 

Though I went through the year on that sum, and will probably 
not spend any more during the present year, I would not advise any 
other person to make the attempt at quite so low a figure. From 
$300 to $350 should, however, make a person quite comfortable. 

Hoping this will be of some service to }'ou I am, 

Yours truly, 



12 

Harvard College, Nov. 1, 1892. 
Dear Sir : — 

In reply to your request, I am very glad to give an 
account of my expenses as a student at Harvard. 

I entered college two years ago with but $50. Being a Special 
Student the first year, I received no assistance from the college, but 
with $200 which I borrowed, and with what I earned here during the 
year, I was able to pa}' my expenses. Last 3-ear I received a schol- 
arship of $150, and with what I earned it was nearly sufficient. My 
expenses for last year were as follows : — 

Tuition $150.00 

Board at Memorial Hall 140.00 

Furnished room 60.00 

Books and stationery 14.00 

Clothes and washing 46.00 

Total $410.00 

I wish to say that with this amount I can live very comfortably 

here. 

Sincerely yours, 



Cambridge, Mass., Dec. 3, 1892. 
My dear Mr. Bolles : — 

Your kind letter asking me about my last year at 
college at hand. In reply, I would say that, on looking over my 
accounts, I find that my expenses, exclusive of travelling expenses 
and washing, which I sent home, were about $475. For this amount 
I had all that was requisite for comfort and respectability, but none 
of those things which are elements only of luxury or waste. 

Perhaps a detailed account would be of interest, and I take the 
liberty to offer it to you. 

Tuition $150.00 

Room, fuel and light 80.00 

Board (at Foxcroft Club) 105.00 

" (at restaurants) 16.00 

Theatres and amusements 9.00 

Society fees 9.00 

Books and stationery 20.00 

Clothes 50.00 

Sundries . 36 00 

$475.00 
Very respectfully yours, 



13 

Harvard University, Nov. 5, 1892. 
Dear Sir, — 

In compliance with your request, I wish to make the 
following statement. My expenses for the past year (and I have 
not underestimated any of the items) were : — 

Tuition $150.00 

Room rent, fuel, attendance, etc 50.00 

Board (Foxcroft, etc.) . . . . 110.00 

Books, stationery, etc 15.00 

Washing, etc 10.00 

Other expenses 35.00 

Total $370.00 

When I came here a year ago I had altogether only $150. I have 
now entered on my second year's work, and have a good prospect 
of meeting my expenses for this year with what assistance I can get 
here. They will be somewhat higher on account of clothing, as the 
amount I spent while here last year was insignificant. The past 
year's experience clearly shows that I can get along here much more 

cheaply than at College ; and I am convinced that any 

good student can live as cheaply here as an} T where, if not more 

cheaply. 

Very truly yours, 



Cambridge, Nov. 4, 1892. 
My Dear Mr. Bolles : — 

I am very glad to comply with your request by send- 
ing you a table of my average necessary expenses for four years. 

Tuition $150.00 

Room, fuel, light 75.00 

Board . 190.00 

Books 20.00 

Sundries 30.00 

$465.00 
Although the annual expenses are a trifle higher at Harvard than at 
some American colleges, I regard the extraordinarily greater chances 
for making money here as more than an offset. Our scholarships 
average much more ; there is better opportunity to get private tutor- 
ing, newspaper work, etc., and the interest taken by the university 
officers in needy and deserving students is decidedly warm. This 
last is a point I would put special emphasis on. 

If there is anything more I can tell you I should be glad to do so. 
I am, 

Very truly yours, 



14 

Cambridge, Dec. 9, 1892. 
Dear Sir : — 

This is my fourth }*ear in the College. In the first 

two years I lived in Boston earning my living by teaching a private 
school. Finding my work too hard, however, I gave up the school, 
and in the third year I came to live in Cambridge, giving private 
lessons in German to students in the College. The income, however, 
not being sufficient to cover all my expenses, I borrowed some money 
from friends, with the understanding that I should refund it at my 
earliest convenience. This year I am officiating in a small congre- 
gation, and am living comfortably. 

My average expenses throughout all the time were $425 for the 
College year : — 

Koom rent, fuel and light $45.00 

Board, Foxcroft Club (40 weeks) 140.00 

Clothing, including washing 50.00 

Books and stationery 20.00 

Tuition, 150.00 

Sundry expenses 20.00 

$425.00 

If 3 r ou wish to find out anything else of me I shall gladly be at 

your service. 

Yours very truly, 

Cambridge, Mass., Nov. 2, 1892. 
Dear Sir : — 

When I came to College last year, a Freshman, I 
was under the impression, from what people had told me, that it 
would cost me at least six or seven hundred dollars a }*ear to live. 
But I have found that I can live as cheaply here as anywhere else. 
Following are my expenses for the academic }*ear 1891-92 : — 

Room rent (including heat and light) $100.00 

Board at Foxcroft Club 98.76 

Books and stationery 15 00 

Clothing and washing 65.00 

Tuition 150.00 

Laboratory fee 2.50 

Sundry (necessary) expenses 10 00 

Total $441.26 

I might have saved fifty dollars had I chosen to share my room 
with some other student, thus reducing my total expenses to $391.26. 

I should like to add that with the assistance I am receiving from 
Harvard, I am enabled to work my way through College without 
difficulty. 

Respectfully yours, 



15 

Cambridge, Mass., Nov. 1, 1892. 
Mr. Bolles : 

Dear Sir, — The total expenses of my freshman year, 1891-92, 
were under $400. The figures given below of necessaiy expenditures 
are nearh* accurate : — 

Tuition • $150.00 

Board at Foxcroft 70.00 

Room, fuel, etc 30.00 

Books and stationery 15.00 

Car fare 35.00 

Clothing 60.00 

Furniture • ... 15.00 

$375.00 

As I live only eight miles from Cambridge, I went home on an 
average twice a week. Thus my car-fare is an important item and 
my board correspondingly less. 

I was fortunate in drawing a good, low-priced college room, and 
also in having my general laundry work done at home. 

The amount of assistance which I received from the College, 
together with what I earned during the year and the following 
summer, would cover my entire expenses. I do not see why this 
should not prove true in the case of another student, even if he came 
from a distance. 

Ver3 r truly yours, 



Cambridge, Oct. 31, 1892. 
Dear Sir, — 

With regard to the subject of expenses at Harvard, 
perhaps I cannot speak so much to the point as some whose expenses 
were kept within a less elastic limit than were mine last year. I had 
borrowed rather more than I needed, and was not quite so economical 
as I might have been, — possibly less so even than I ought to have 
been. Roughly, I spent during the }'ear five hundred and fifty 
dollars, including some clothing, a good many more books than were 
immediately necessary, board, tuition, room-rent at eighty dollars 
(covering light, fuel and furniture), street car fares, and all sundries 
The sundries, by the way, especially the small ones, have a peculiar 
faculty of making off with money, and need to be watched most 
sharply. 

With a moderate jealousy of small expenses (everyone looks after 
the large ones) it is easily possible to live here on five hundred 
dollars a year, and be comfortably lodged and fed. Further, leaving 



16 

out of consideration the many scholarships awarded to good students, 
I believe that very few men whose work will bear inspection do not 
have an opportunity to at least help themselves to a considerable 
extent during the year. 

Sincerely yours, 



Cambridge, Mass., Nov. 14, 1892. 
Dear Sir : — 

In answer to your inquiry regarding my College 
expenses during the past year, let me say that the following is an 
accurate account of all my College expenses for the year 1891-92 : — 

Tuition $150.00 

Room rent 25.00 

Board 135.00 

Books and stationery 30.00 

Washing and mending 18.00 

Fuel and light • .... 18.75 

Laboratory fees 7.50 

Clothing . . . - 50.00 

Sundries 25.00 

Furniture 35.00 

Total $494.25 

It remains to be said that I lived very comfortably indeed on this 
amount, that my room, though very reasonable, is a College *oom, 
and not a minute's walk from the College yard. 

The total footing would be $26.25 less, or $468, if I had appor- 
tioned the expense of my furniture in equal amounts for each year ; 
so that the last figures are more nearly my actual yearly expense. 

I would like to add that I know several men in College who, to my 
certain knowledge, got through last year considerably less than I did. 

Very respectfully, 



Nov. 1, 1892. 
Dear Sir : — 

I entered the Divinity School of the University a little 

over two years ago. When I came here then, I had only about a 
hundred dollars in my possession, and so was not without some 
misgiving as regards the continuance of my stud}' here, at the School. 
But with the aid of a scholarship, which was worth three hundred 
dollars a year, and occasional income from such sources as lecturing, 
writing for papers, and tutoring, I was enabled to get along without 
giving much trouble to any one but myself. 



17 

The necessary expenses for the past two years were somewhat as 

follows : — 

1890-91. 

Tuition $50.00 

Room rent, fuel, etc 50.00 

Board at Foxcroft 115.00 

Washing 15.00 

Clothing 50.00 

Books and stationery 35.00 

$315.00 
1891-92. 

Tuition $50.00 

Room rent 50.00 

Fuel and furniture 45.00 

Board at Foxcroft 115.00 

Clothing and washing 25.00 

Books and stationery 35.00 

$320.00 
Very truly yours, 



Cambridge, Nov. 10, 1892. 
Frank Bolles, Esq., Secretary Harvard University : 

Dear Sir, — Pardon me for neglecting to answer your letter of 
Oct. 26th, before this. I enclose a statement of my expenses for last 
year, which I hope will do something to correct the impression which 
prevails in the West and South. I should be glad to correspond with 
any persons interested, in regard to a student's necessary expenses 
in Harvard. 

My College expenses for the year 1891-92 were as follows (I give 
the exact amounts spent in the different ways specified) : — 

Room rent, furniture, fuel and light $63.65 

Board (Foxcroft Club) • . 105.38 

Clothing and washing 60.53 

Books and stationery 38.83 

Tuition 150.00 

Incidentals 40.30 

Total ■ $458.69 

This includes all the money I paid out from the day I came to 

Cambridge until I left for the summer. I see no reason why any 

student could not live comfortably on the same amount. 

I may add that last j'ear I earned over $150 by typewriting, and 

from my own experience can say that any student who can do work 

of this kind can get all he wants to do, and thus materially reduce 

his expenses. 

Yours very truly, 



18 

Cambridge, Mass, Nov. 10, 1892. 
Dear Sir : — 

In reply to your request I would state that my ex- 
penses for the last three years have been as follows : — 

1889-90. 

Tuition $150.00 

Room rent and fuel 60.00 

Board at Foxcroft 70.00 

Clothing, books, etc 50.00 

1330.00 
1890-91 and 1891-92. 

Tuition $150.00 

Room rent and fuel 35.00 

Board at Foxcroft , 75.00 

Books 15.00 

Clothing, etc 50.00 

$325.00 

I have recorded here only those expenses which were necessary. 
The figures given for the year 1889-90 however, represent the actual 
amount spent. I came to Harvard with about $75 in my pocket. I 
had hardly a friend in the place. At that time I had no expectations 
of remaining more than one year ; but I soon obtained assistance and 
work which enabled me to stay. From my own experience I know 
that a man can live well here on $400 a year. 

I should be very glad to correspond with any one in regard to 
expenses at Harvard. 

Yours very truly, 



Cambridge, Mass., Nov. 4, 1892. 
Dear Sir, — 

In response to your inquiry concerning my expenses 
last year I give the following statement : — 

Board at Memorial Hall and the Foxcroft Club . . $140.00 

Tuition 150.00 

Room rent 120.00 

Clothing and washing 50.00 

Books, stationery, etc 44.00 

Total $504.00 

These are the figures in round numbers. I am quite sure that I did 
not spend more than $504 for the very simple reason that I did not 
have more. At the end of the College year I found to my great 



19 

surprise that I got out just even, no debts and nothing in my pocket. 

During the summer I went to where I had been preaching 

four years before I came to Harvard, and earned by tutoring in 
German a little less than my expenses. 

I just wish to make one remark concerning my room last year. I 
had for a few weeks before College opened a room that cost me $1.50 
a week. It was a nice little room in the attic and I could have had it 
for $60 for the academic year. But I wished to have a room on the 
first floor and rented one in the same house for $120. The room in 
the attic was immediately let to another student who kept it for the 
whole year. If I had kept the attic room my expenses would have 
been less of course by $60. 

Sincerely yours, 



Cambridge, 1 November, 1892. 
Dear Sir : — 

My expenses during three years at college have been 
as follows : — 

1889-90. 1890-91. 1891-92. 

Tuition $150.00 $150.00 $150.00 

Laboratory fees 12.21 59.84 67.23 

Rent, fuel and light 36.00 36.00 45.00 

Furniture 28.30 21.00 20.00 

Books and stationery 18.00 25.00 20.00 

Clothes 50.00 50.00 30.00 

Board 133.00 141.00 142.00 

$427.51 $482.84 $474.23 

Deduct laboratory fees .... 12.21 59.84 67.23 

$415.30 $423.00 $407.00 

During 1889-90 I boarded at various places including the Foxcroffc 
Club and several of the cheaper boarding houses. During the past 
two years I have boarded at Memorial Hall. About 30 cents per 
week should be added for board during these years to compensate for 
Sunday allowance. My washing has been done at home so there is 
no account for that. The totals given do not appear at first sight to 
be very uniform but on deducting the amount paid for laboratory fees 
something approaching uniformity appears. 

I shall be very glad to correspond with any person you may wish to 
refer to me. 

Very truly, 



20 

Harvard University, Nov. 4, 1892. 
Dear Sir, — 

I give below an exact estimate, or as nearly exact as 

possible, of my expenses for the past three college 3'ears. 

1889-90. 1890-91. 1891-92. 

Room rent, fuel, etc $85.00 $55.00 $100.00 

Board, private 140.00 

" " and at Foxcroft 141.50 

at Memorial Hall . . . 153.00 

Clothing and washing . : . . . 60.00 80.00 60.00 

Books and stationery 12.00 10.00 7.00 

Tuition 150.00 150.00 150.00 

Total $447.00 $436.50 $470.00 

I have found the above sums to be amply sufficient to pay all my 
necessary expenses. If I had taken a room in some one of the 
college buildings, and shared the expense with a room-mate, I might 
have reduced my expenses by from $30 to $60 a year. I would also 
state that I am sure that a student of good ability can, with the 
assistance offered by the College and by private tutoring or other 
remunerative labor, pass four years at Harvard with little or no 
expense to himself. In fact I know, personally, a student who, last 
year (1891-92), earned by private tutoring alone more mone}^ than I 
have spent in any one of my college years. 

Very truly yours, 



Cambridge, Dec. 17, 1892. 
Mr. Frank Bolles : — 

Dear Sir, — In reply to your request, I give below a statement of 
my College expenses for the College year 1891-92 : — 

Tuition $150.00 

Board 91.00 

Room (including heat only) 50.00 

Furniture 60.00 

Clothing 35.00 

Books and stationery 16.00 

Laundry 10.00 

Sundries 30.00 

Total $442.00 

My expenses this year will be considerably less for two reasons : 
first, because I had to spend $60 in furnishing my room last year, 
and the furniture will last me until I graduate ; and secondly, because 
I am sharing the expense of a college room with a roommate. 



21 

I boarded at the Twenty-One Club last year, and got first rate board 
for $2.50 per week. I was so well pleased with the board that I am 
boarding at the same club this year. 

Trusting that this letter will give you the desired information, I 

remain, 

Yours truly, 



Cambridge, Nov. 17, 1892. 
Mr. Bolles : 

Dear Sir, — Below I give you an account of my expenses during 
the two years I have been at college. 

1890-91. 1891-92. 

Tuition $150.00 $150.00 

Books and stationery 17.00 18.00 

Board (at Foxcroft Club) 70.00 72.00 

Furniture 20.00 

Fuel and light 11.00 13.00 

Rent and care of room (College building) . . 30.00 30.00 

Clothing and washing (about) 50.00 50.00 

Total $348.00 $333.00 

The above is a fairly accurate statement, certainly not an under 
statement. It includes only necessary expenses. 

On entering college, I had about $100. All the rest which I have 
spent, with the exception of $90, I have either earned since that time 
or received from the College. 

Judging from my experience and from the experience of friends, I 

think I can truly say that no man with fair ability and willingness to 

work is ever compelled to leave Harvard College on account of lack 

of means. 

Yours respectfully, 



Cambridge, Mass., Dec. 11, 1892. 
Dear Mr. Bolles : — 

Before I came to Cambridge, I had been 
promised $200 Price Greenleaf aid. When I entered, in September, 
1889, I had less than $20. During the course of my first }"ear, I 
found that I could not pay my expenses, and consequently the 
Facutty raised my grant of Price Greenleaf Aid to $250. In my 
Sophomore, Junior, and this (my Senior) 3'ear, I have been awarded 
scholarships of $300 each. My teachers and the College officers have 
kindl}' thrown into my hands manj r opportunities for making money, 
and I have found not a few chances for professional (chemical) 
work. 



22 

I have no exact record of my expenses during my first year, those 
of my Sophomore and Junior classes being given below : — 

College Expenses. 

1890-91. 1891-91. 

Rent $50.00 $50.00 

Board 59.00 61.99 

Tuition and laboratory fees 223.00 196.62 

Washing and lights 14.00 8.04 

Books .... 12.00 4.50 

Stationery and postage 4.00 3.81 

Clothing, shoes, sundries, etc 28.00 6.20 

Theatre tickets, tobacco, confectionery, etc. . 15.00 2.43 

Scientific apparatus 20.00 17.35 

Religious and charitable 17.00 5.00 

$442.00 $355.94 

I have included what was actually spent while irvCambridge (e. g. r 
board during recesses), but have omitted such items as travelling 
expenses and clothing purchased during the summer vacation. My 
expenses would have been less if I had not elected courses in 
which the laboratory fees are large. 

A poor student's berth is not exactly a bed of roses, but I know 
that a sober-minded, industrious man can study in Harvard College, 
and not only exist, but have an enjoyable time, on $400 a year. 

Yours truly, 



Cambridge, Mass., Nov. 1, 1892. 
Mr. Frank Bolles : 

Dear Sir, — In reply to your circular, I have prepared the following 
statement taken from my expense account for the term 1891-92. 

Room, light and fuel $105.00 

Tuition 150.00 

Laboratory fees 56.18 

Board (Foxcroft) 69.26 

Clothing 53.55 

Books and stationery 12.75 

Car fare . 7.85 

Furniture 48.70 

Miscellaneous 15.22 

$518.51 

The reason my board bill is so low is partly due to the fact that I 
would go to my home in Boston for my meals whenever I could spare 
the time. 



23 

I room alone, and so my rent and furniture items are a good deal 
higher than what they would otherwise be. I think, though, that it 
is very difficult for a stranger to get a habitable room in the near 
vicinity of Harvard College for less than $100. I know I tried nry 
first two years to get one and did not succeed. It was no uncommon 
occurrence for a landlord to ask $150 for a room which was little 
more than a good-sized bed room. This matter of a cheap room is, 
in my opinion, the only statement in the Catalogue which is wide of 
the truth. With a cheap room, a student can get along on $500. If 
he is not of a saving disposition, he had better count on $600 for his 
annual expenditure. That sum is sufficient for any one who comes 
to Harvard with an honest desire to study. 

I shall gladly answer any further questions you ma} r care to ask me 
in regard to my expenses for the past year, my first one away from 
home. 

Very truly }'ours, 



Harvard University, Cambridge, Dec. 17, 1892. 

Dear Sir : — 

In answer to your request for statements regarding 
my College expenses I have made out tables showing my College 
expenses for the past two years. I have not included clothing, 
washing, or travelling expenses. I was not able in some few items 
to give exact figures, but have made a liberal estimate in such 
cases : — 

1890-91. 1891-92. 

Tuition $150.00 $150,00 

Board (38 weeks) 89.50 

(39 weeks) . . • 94.00 

Fuel and light 12.33 10.50 

Room 37.50 50.00 

Books and stationery 19.00 11.50 

Gymnasium, suit, locker, etc 4.75 

Laboratory fee 5.00 

Furniture (annual average) 7.75 7.75 

Incidentals 8.00 12.00 

$328.83 $340.75 

During my first year I received $225 from sources outside the 
College ; during my second about $50. All my other expenses were 
met by aid from the College, and by my own efforts. 



24 

Cambridge, Mass., Dec. 3, 1892. 
Mr. Frank Bolles : 

Dear Sir, — Here is a correct account of what I have spent on 
necessities during the College year of 1891-92 : — 

Room rent (for a furnished room) and fuel at $8.00 

per month $70.00 

Board at $3.50 per week 122.50 

Clothing and washing 35.00 

Books and stationery . . • 15.00 

Locker in Gymnasium 2.00 

Laboratory fees 12.00 

Tuition 150.00 

$406.50 

Let me add also the following : I am entirely self-supporting, and 
receive no pecuniary aid either from parents or relatives. On account 
of my good work at the preparatory school, the Principal had recom- 
mended me to the Faculty of Harvard College as a deserving young 
man. In consequence, the Faculty gave me, during my first College 
year, a Price Greenleaf aid of $250 ; during the second year I had a 
scholarship of $200, and now, in my third } T ear, I have one of $300. 
Besides this help, the Instructors have put in my way so much 
remunerative teaching and tutoring that I easily pay all my expenses 
and allow myself many a luxury. I can therefore make the true 
statement that for a 3'oung man of average abilities, but with 
determination, Harvard College is a very good place to get a liberal 
education at a very small expense. 

I shall be glad to give a more detailed statement to any person 

that may desire it. 

Yours truly, 



Cambridge, Nov. 10, 1892. 
Dear Sir, — - 

I entered Harvard two years ago. I have been 
enabled to get along cheaply for several reasons : I send my washing 
home every week ; I have boarded at the Foxcroft Club and my 
board-bill has averaged $2.50 a week ever since I have been in 
Cambridge ; I have burned kerosene and astral oil instead of gas ; I 
have used a stove instead of an open-grate, thereby saving over one- 
half the cost of keeping a grate ; a friend shared a $50 room with me ; 
and I have bought only such books as I absolutely needed, making 
use of the College library for the rest. I cannot tell exactly what 
my clothes have cost me, but I am confident that I have spent no 



25 

more upon them than any young man who dresses respectably and 
works in an office or business house. My actual necessary expenses 
have been as follows : — 

Tuition $150.00 

Board 90.00 

Books and stationery 15.00 

Coal and wood 6.00 

Oil 3.00 

Room rent 25.00 

Stove 5.00 

Carpet 6.00 

Furniture, bedding, etc 8.00 

$308.00 

In 1891-92 nry expenses were inside of $300. It may perhaps be 
well to add that during the past two summers I have earned enough 
to pay the third term bill of each college year, and have been obliged 
to borrow only about $350. I have been able to earn considerable 
ready mone} r during the college year by doing office work. 

Yours truly, 



Harvard College, Dec. 17, 1892. 
My Dear Me. Bolles, — 

It gives me great pleasure to answer your inquiry as 
to my expenses at Harvard College, and also to correct the false 
impression, which commonly prevails, that expenses are high. I 
have roomed at a private house since I have been here and find that 
it is very pleasant. 

I have tried boarding in several ways and find the best way is to 
have a club, managed by the students. This not only reduces the 
cost of living but also brings the students together in a more friendly 
way than could otherwise be obtained. The food is good and health- 
ful, there is plenty of it and the price of board is very moderate, being 
only two dollars and fifty cents per week. 

During the 3 T ear 1890-91 my necessary expenses were as follows : — 

Tuition $150.00 

Rent of room, fuel, etc 40.00 

Books, stationery, etc • 25.00 

Washing, clothing, etc 35.00 

Board at Foxcroft Club (10 weeks) 25.00 

" private 15.00 

" at club 60.00 

Total $350.00 



26 

During the year 1891-82 my necessary expenses were as follows : — 

Tuition $150.00 

Rent of room, fuel, etc 60.00 

Washing, clothing, etc 25.00 

Books, stationery, etc 20.00 

Board at club 100.00 

Total expenses $355.00 

My expenses I had to estimate as I have lost my account book, 
but as I know how much money I spent each year, I estimated my 
expenses very liberally and somewhat above what I had actually 
spent. I shall be glad to correspond with anyone desiring to know 
more about it. I am, 

Very truly, 



•> 



Cambridge, Mass., Dec. 12, 1892. 
Mr. Bolles, Secretary Harvard University : 

Dear Sir, — My expenses for the Freshman and Sophomore years 
were as follows : — 

Freshman year. Sophomore year. 

Tuition $150.00 $150.00 

Board (first year earned by waiting on table) 84.00 

Room 45.00 55.00 

Fuel . 7.00 10.00 

Other expenses 80.00 82.00 

Total $282.00 $381.00 

During my Junior year, my family lived in Cambridge, so that it 
would be impossible to separate my own expenses. 

Harvard is the best place for the poor student to come to. I have 
had considerable acquaintance with other colleges, and do not believe 
that at the so-called cheap colleges a man can get through with less 
money than here. Board is cheaper here and room rent but little 
higher. 

The chief advantage to the poor man is not that expenses are so 
low, but that there are such varied ways to pay those expenses. I 
feel no hesitation in saying that a bright scholar or a shrewd business 
fellow can entirely pay his expenses at Harvard ; but it is no place 
for a poor scholar or a lazy man. I have made money by waiting on 
table, teaching night-school, tutoring, singing, and by at least a 
dozen other business schemes. The College has also granted me 
scholarships and other aids. A good scholar can nearly always get 
sufficient from the College to at least pay his tuition. With a fairly 



27 



wide acquaintance among college men, I know of only one able 
student who has left college for lack of means. 

Neither do I believe that mine is an isolated experience. I know 
a large number of men whose expenses are less than $400 per year, 
and who are paying that in part or entirely by their own efforts and 
College help. 

In regard to expenses as well as in many other matters, I think 

that Harvard has been subject to the most unfair misrepresentation, 

especially in the West and South. I feel that it is a duty to Alma 

Mater and to those seeking a higher education to correct these false 

ideas. 

Yours respectfully, 



Harvard College, Dec. 8, 1892. 
Dear Sir : — 

In reply to your letter asking for a statement of my 
college expenses, I would state that m} r expenses for the past two 
college years have been as follows. I record all expenses except 
washing. 

Expenses. 1890-1891. Receipts. 

Tuition . . $150.00 From Price Greenleaf Aid . $250.00 

Board at Memorial 137.00 For services rendered in Bo- 
Room 30.00 tanical Department . . . 70.00 

Fuel, light, etc 8.38 $320.00 

Furniture 14.42 

Books, stationery 11.18 

Clothing 42.85 

Car fares 11.17 

Sundries 8.00 

Laboratory fees 16.33 

$429.33 

Expenses. 1891-1892. Receipts. 

Tuition $150.00 From College $50.00 

Board at Memorial 156.21 " Harvard Dining Asso- 

Room ...- 30.00 ciation for clerical services 141.27 

Fuel and light 3.10 $191.27 

Furniture 9.30 

Books and stationery . . . . 14.70 

Clothing 37.35 

Carfares 9.80 

Sundries 4.26 

Laboratory fees 7.00 

$421.72 



28 

These figures show that I had to raise outside of college $109.33 in 

my first }*ear, $230.45 in my second year, a total of $339.78 for two 

years. Of this $339.78, I was able to pay $185 with money earned 

during the two summers ; was thus in debt $254.78 for two years' life 

at Harvard. 

I am yours truly, 



Cambridge, Dec. 3, 1892. 
Frank Bolles, Esq., Secretary of Harvard University : 

Dear Sir. — In answer to your request, I would state that my 
expenses during the past two College years have been as below. I 
include, of course, only the necessary outlays : — 

1890-91. 1891-92. 

Room rent, fuel, light, etc $55.00 $45.00 

Board (7i months at Foxcroft Club) .... 87.03 

" at Memorial (5 weeks) 20 50 

" at Memorial (all year) 134.81 

Clothing, etc 40.00 60.00 

Books and stationery 15.00 10.00 

Tuition 150.00 150.00 

$367.53 $399.81 

During the year 1890-91 I received from the College a scholarship 
of $250. 

My washing was done at home, and I saved $18 in board by 
going home Sundays. Last year also I received a scholarship of 
$250. 

I entered College to take my chances, feeling sure if I did not make 
a start nrvself, no one would give it to me. A kind friend encour- 
aged me to go on, for my father was unable to help me materially. 
The first } T ear I thoroughly enjoyed my College life in a moderate 
wa}^, and yet the money I actually paid out was $367.53 less $250, 
i. e. $117.53. During the summer I earned $62 on little things, and 
had a good time to boot. 

During the fall of 1891, I worked for the Boston Gas Co. as 
meter reader about three days every month, and for those three 
days made on an average $9, which kept me in money for incidental 
expenses. 

As besides this, I took six courses and the prescribed English, I 
had no time for other work. I think I have enjoyed College life as 
well as the average man in College for ve^ little money, and see no 
reason why any sturdj', active .young man can not only " get along" 
but "get along" well at College, provided he faithfully applies 



29 

himself so as to receive aid from the College, and besides makes use 
of the opportunities that thrust themselves in his way. 

This year I intend to tutor somewhat, and expect to make money 
enough to supply all my wants with slight assistance from home. 

Very respectfully, 



Harvard University, December 14, 1892. 
Dear Sir : — 

With seven hundred and fifty odd dollars in pocket 
I began my College course of four years. During my first year I 
lived in one of the rural districts near Cambridge, in order to live 
more cheaply. At the same time I offset part of my expenses by 
looking after the furnace in the house morning and evening. My 
expenses for the year were as follows : — 

Car fares #24.00 

Board, room, washing, etc 97.00 

Books and stationery 15.00 

Tuition 150.00 

Laboratory fees and breakage 17.36 

Clothing 40.00 

$313.36 

The amounts given for books, stationery-, clothing and car fare 
are not exact, but are not below amounts expended. 

The following summer, in order to get refreshed and to strengthen 
my physical condition for another year's work, I worked at gardening. 

Fresh for another year's work, I took rooms in Cambridge. Again, 
as the year before, I tended the furnace in the house where I roomed 
for my board, room and fuel. My other expenses were nearly the 
same as the } T ear before. 

Washing and clothing $55.50 

Books and stationery 10.00 

Tuition 150.00 

Laboratory fees and breakage 24.49 

$239.99 

Here again, the amounts given for washing and clothing, books, 
and stationery, are not exact. The following summer I followed the 
same line of work as the year before — earning each summer more 
than enough to pay one-half of my tuition for that year. 

This year I intend to work on a new plan — tutoring — in order to 
make my way. 



30 

From my statements anyone can see that a student, faithful and 
willing to work, can get along at Harvard on less than four hundred 
dollars a year, and that a student with moderate means can get along 
comfortably on, say, four hundred and fifty to five hundred dollars,. 
But one may say " he has the inside track, — acquainted with the 
place and ways by which to get something to do." Be that as it 
may, I can assure any student that, with the present arrangement at 
Harvard University, he can get work of some form or other to do. 

Yours truly, 



Cambridge, Oct. 31, 1892. 

My dear Mr. Bolles : — 

I shall be very glad to give you such facts 
as I can about my expenses here. 

I came to Harvard College in the fall of. 1888, but during that 
college year I lived with my parents out of town, so that I can hardly 
give any estimates that will be of any value for that } r ear. 

The next year I lived in Cambridge. I had about $200 with which 
to begin the year. I was assigned a scholarship of $250, and that 
with about $150, which I received from other sources, paid all my 
expenses for the college year, including clothes, and the special 
expenses of Commencement and Class Day. 

The next year I came back to Cambridge for graduate work. I 
had a scholarship of $200 assigned me and had in addition about $30 
saved from monej' earned during the summer. This was all I had on 
which I could count definitely. After the term had begun, I was 
given a College position (an assistantship in history) with a salary of 
$200. This work occupied nearly all my spare time, but I was able 
to earn about $35 by tutoring, and about $30 by index making. I 
also made about $30 in proctors fees. I received some money in 
other ways, just how much I do not now remember — probably 
enough to bring the total up to about $600. 

My income during the last college year was somewhat less than 
$600. I cannot now give very exact figures as to the items of my 
expense account. During my first year here, I paid $90 for two 
furnished rooms. The next year I shared two rooms with a room- 
mate and paid $75. Last year my room-mate and I paid together 
less than $90 for two unfurnished rooms. I paid for board last year 
something like $125. 



31 

While I have lived economicall}', I have alwa} T s been able to live 
comfortably, to get very pleasant rooms, and have always had a good 
margin for books, papers, and other things which I could, if neces- 
sary, have got along without. I could easily have reduced my 
expenses each j T ear by $100. During the last three years I have 
been almost entirely dependent upon my own resources, and have not 
had, as many men have, a base of supplies at home. A good many 
items, such, as clothes, are not usually reckoned among college 
expenses. 

I should like to say, too, that I am constantly meeting men who 
live comfortably for a very much smaller sum than I have men- 
tioned. I know several cases where the annual expense was less 
than $500. 

I ought also to say that if I had felt that I could afford the time, I 
could have made much more money by tutoring. I have often passed 
by opportunities of this sort because I wanted the time for my own 
studies. 

I am afraid that this letter is hardly exact and definite enough to 
meet your want, but you are entirely welcome to make such use of it 
as you can. 

Very truly yours, 



Harvard College, Dec. 22, 1892. 

My Dear Mr. Bolles : — 

In response to your recent letter, I 
gladly submit to you the following statement of my expenses here at 
College for the past two years, as shown by my memorandum : — 

Year 1890-91. 
Necessary Expenses : 

For Tuition $150.00 

Room, fuel and light (private house) 58.50 

Board (private family) 15 weeks 60.00 

" Board in Club, 24 weeks 61.75 

Books and stationery 21.32 

Washing and laundry 12.87 

Total necessary expenses $364.44 

Additional Expenses : 

For clothing $ 38.00 

" sundries 50.23 

Total expenses $452.67 



37.50 


97.50 


20.50 


13.32 


8.32 



32 

Year 1891-92. 
Necessary Expenses : 

For tuition $150.00 

room (college room) 

board (in club) 

books and stationery 

washing and laundry 

fuel and light 

Total necessary expenses $327.14 

Additional Expenses : 

For clothes $ 35.50 

" sundries 71.40 

Total expenditure $434.04 

My course here, in regard to financial matters, has been one of 
economy but not of penury. I have frequently enjo} T ed the excellent 
advantages which Boston offers in the theatre, in music, and in art. 
And, furthermore, I have not denied myself the pleasure of making 
numerous short trips, during the short recesses and odd times, to 
neighboring towns and cities, visiting scenes and places famous in 
history and literature. 

It is possible that you may think, judging from the moderate sum 
paid for board, that I am depriving and injuring myself along this 
line, but I wish to state that such is not the case. This boarding 
club was organized two years ago, wholly by students, and its bill of 
fare can therefore be changed any time at their pleasure. During its 
existence I have been a member of the club and connected with the 
oversight of its welfare. General satisfaction has always been ex- 
pressed and good health prevailed among its members. 

During the coming year, I have every reason to believe that my 
expenses will be still lower, as I am spared the necessity of helping 
to furnish a room, which makes itself apparent in the " sundries" of 
1891-92. 

Hoping that these statements, which I have made with care and 
frankness, may fulfill your request, 

I am very truly, 



Cambridge, Mass., Nov. 6, 1892. 
Dear Sir : — 

My expenditures averaged about $200 per annum 

during a four years course in one of the smaller western colleges. 

I spent less than $325 for all purposes during my first year at 

Harvard. It should be noted, however, that I boarded myself and 

lived economically. 



33 

Men from small western colleges ought to expect to find the 
necessary annual expenses from $175 to $200 greater in Cambridge 
than thejr have been accustomed to. 

From my western course already referred to and exceeding two 
years of connection with Harvard University I extract the following 
data for comparative expenses west and east : — 

Western college fees $30.00 

Western board and room (at $3.00 per week) . . . 114.00 

$144.00 

Eastern college fees $150.00 

Eastern board and room (of equal qual- 
ity) from $4.50 per week $171.00 171.00 

to $5.00 per week 190.00 

$321.00 

144.00 

Minimum difference $177.00 

$150.00 
190.00 

$340.00 
144.00 

Maximum difference $196.00 

I have not found it necessary to spend more than would be the 
case in a western college for books, clothes, athletics, amusements, or 
incidentals, so that the necessary difference of cost between Harvard 
and other colleges may be dismissed for the student of moderate 
means except as here outlined, viz. : for board, room, and tuition. 

If I am correct in thinking that $200 is a moderate expenditure 
even in one of the lesser western colleges, it follows that about $200 
more, or $400, is necessary to a maintenance of a similar scale of 
living in Cambridge. 

This does not take into account the fact that the man, zealous of 
all-round development, will find much in the many-sided life of 
Harvard and Boston, which the small college and provincial society 
do not offer, of privilege, much too that is necessarily expensive, but 
it remains a privilege and not a burden. I am inclined to think that 
the unconscious drift of men away from the immature and provincial 
standards of living which had satisfied them in the small college is 
illustrated by my own expenditure of less than $325 when first here, 
and contemplated expenditure of nearly $500 per annum in this and 
subsequent years of residence at Harvard. I am, 

Very truly yours, 



34 

Cambridge, Nov. 11, 1893. 
Dear Sir, — 

I have prepared a statement of my expenses of the 
past two 3 r ears, and hope it will be of some service to }*ou. It will 
give me pleasure to correspond through you with any one seeking 
information in regard to College expenses. 

The following is a statement of my expenses for the College year 
1891-92: — 

Room rent, fuel and lights $57.25 

Board at Foxcroft Club 95.00 

Clothing and washing 36.36 

Books and stationery 41.66 

Sundries 40.73 

Tuition 150.00 

Laboratory fees 25.68 

$446.68 

My expenses for 1892-93 can only be approximately given at this 
time, but they will not exceed these amounts : — 

Room rent, fuel and lights $ 65.00 

Board at Foxcroft Club 100.00 

Clothing and washing 50.00 

Books and stationery 30.00 

Sundries 40.00 

Tuition 150.00, 

Laboratory fees 15.00 

$450.00 

These statements include not only my necessary expenses, but the 
unnecessary ones as well. All the latter go to make up the major 
part of the amount under Sundries. Every item of a well-kept 
expense account-book is included somewhere in these statements. 

At the beginning of the College year of 1891-92 I came from a 
college in the Middle West and entered the Junior Class of Harvard. 
I brought with me but $90 from home, and received no more from 
there during the year. This amount, with $200 of Price Greenleaf 
Aid, and $160 which I earned by tutoring and other work during the 
year, paid all my expenses. This work was done principally during 
holidays and at various short times of leisure, and interfered not a 
great deal with my college work. The latter consisted of six courses, 
and in these at the close of the year my standing justified the 
anthorities in granting me for this year one of the highest under- 
graduate scholarships. In addition I was made a Laboratory 
assistant for the year in one of the departments, for which I receive 
$200. But the latter takes only ten hours per week, and leaves me 



35 

ample time to do the work of five courses. It is sufficient to say that 
at the end of this year, I shall have done two full years of college 
work, and with the aid mentioned which I have received from the 
College, plus what I have earned in the two years and the interven- 
ing summer, I shall have more than paid all my expenses for the 
two years. It is my belief, based upon observation and experience, 
that any man gifted with good health can enter an upper class or the 
Graduate School of Harvard, and pa} T all his expenses for two years 
or longer. Not only can he have good fare and a good room, but he 
can attend many of the evening lectures and concerts given in 
Cambridge, and some of the best plays, concerts, and entertainments 
given in Boston. 

Most Respectfully, 



Cambridge, Dec. 21, 1892. 
My dear Mr. Bolles : — 

I take pleasure in answering }our inquiry concerning 
my college expenses, with a view to correcting some of the prevailing 
erroneous ideas of expenses at Harvard. I had thought that a man 
not rolling in money had no place at Harvard, but I find by 
experience, that my conception was entirely erroneous. 

I have during the past two 3'ears kept a cash account which 
balanced every month so am able to not only make statements, but to 
back them up. I roomed my first year, at a private house, and my 
second in a college room, which I have myself furnished comfortably 
at a cost which is included in the appended account. 

I have tried boarding in several ways and find the most pleasant 
and economical as well as healthful to be a club of about twenty-five 
men, which we manage ourselves. Perhaps a description of its 
workings ma}' be interesting. We have an organization under the 
management of a board of three Directors, who oversee matters, 
recommend members and decide other questions. We hire a lady 
who furnishes dining room and everything, except dishes, and 
prepares the food. A Steward collects the board, buys provisions, 
and manages the finances for his board. Monthly statements show 
the financial standing and we live as well as possible upon $2.50 per 
week. We have good food and plenty as attested by the fact that 
each of our men have gained in weight each year. Many wiser heads 
have predicted our failure, but by close economy and a general feeling 
of co-operation, we are this year more prosperous than ever. I can 
see no reason whatever why several such clubs might not be 



36 

patronized, making the cost of living what seemed most desirable. 
Any of our experience will be most gladly given to help others. 

I herewith annex my full account for the past two years, the totals 
are correct, perhaps some individual items may vary slightly. I also 
bring forward what I have received during the college }'ear, not 
reckoning vacations. 

Expenses for Year 1890-91. 

Tuition $165.56 

Board 65.00 

Books and stationery 25.00 

Room (including light and heat) 39.00 

Furniture 7.50 

Clothes 25.00 

Travelling . . 20.00 

Sundries 22.94 

$370.00 

Total expense for year $370.00 

Amount received from College 111.19 

Cash $258.81 

Expenses for Year 1891-92. 

Tuition $150.00 

Board 90.00 

Books 20.00 

Room 37.50 

Furniture 30.00 

Clothes 51.50 

Travel 20.00 

Fuel and light 10.00 

Sundries 31.00 

Total expense for year $440.00 

Amount received from College $150.00 

Amount earned during year 95.00 

$245.00 

Cash $195.00 

It is needless to remark that I did not " sport" very much, but did 
live comfortably and very pleasantly. In fact, I should think any 
man might easily do as well if he chose, and these figures might 
be beaten. Hoping that some young man who desires the best 
instruction, but falters on account of expense, may put aside such 
fears and come to Harvard, I am, 

Very truly yours, 



37 

Cambridge, Nov. 20, 1892. 
Mr. Frank Bolles, Secretary: 

Dear Sir, — I am very glad to give you a table of my expenses for 
the first two 3^ears of my course. The figures below are within two 
or three dollars of what I actually spent. I have included not 
necessary expenses merely, but all my expenditures. Perhaps it 
would be well to explain the different items in my list. The item of 
board needs no comment, I think. My room was furnished, lighted, 
and heated, and my expenses w T ere reduced b} r having a room-mate. 
The item of clothes includes everything bought during the academic 
} T ear. I have not included the summer vacation, because the 
expenses then differ greatly with different fellows. Under books I 
include also stationery. Tuition includes laboratory fees. Under 
athletics, I include whatever I spent for admission to games and for 
active participation and the necessary equipments. This is, perhaps, 
an extravagant item, but I consider athletics as part of a college 
education, and money spent in athletics as well spent. Moreover, I 
think that the athlete has so much training and so little chance for 
any needless spending that he realty saves in the end. Under 
sundries are bunched all expenditures not included under the above 
heads. My account is as follows : — 

1890-91. 1891-92. 

Board (private family) $137.00 

" at Memorial Hall • . . $150.00 

Room (not in College building) ....... 35.00 55.00 

Clothing and washing 68.00 70.00 

Books and stationery 28.00 22.00 

Athletics 37.00 30.00 

Tuition 150.00 

" and laboratory fees . • 163.00 

Sundries 45.00 40.00 

Total $500.00 $530.00 

By this table it will be seen that I spent in all about $1030. I 
lived as well as most fellows, and had as good a time as anybody. I 
received during the two years $550 in scholarships. This, deducted 
from the expenditures, leaves the net expenses $480, or $240 a year. 
I have done no tutoring, except in summer, but have had plenty of 
chances, at from one to two dollars an hour. I have preferred to 
give my spare time to athletics. 

If I may, I should like to defend a claim made by Professor 
Palmer, who has said that, contrary to the general opinion, a poor 
fellow's ability is recognized at Harvard, for all Harvard has so many 
wealthy students. This fact is very plain in athletics, but to show 
its truth everywhere, I will give my own history, which will not be 



38 

improper, I think, as nry name will not be known. When I entered, 
I had only my scholarship to recommend me. I had $200 of my 
own, and realized that I must earn or borrow the rest. But I 
wished to be a representative college student, and resolved to enter 
the different phases of college life if possible. My work in the line 
of study brought me a scholarship of $250 the first year, and one of 
$300 the second year, while I have one of $300 the present year. In 
athletics I was enabled to become a member of the Track Athletic or 
Mott-Haven team, which contests in New York every spring against 
teams from the other colleges. I also was made a regular editor 
of the Harvard Crimson, the College daily newspaper, for which rich 
and poor alike compete. I am an honorary member of the Institute 
of 1770, and a regular member of the Signet, the former a social, the 
latter a literary, organization. As I said, I give this history, personal 
though it is, to prove that the poor boy who wills can obtain recog- 
nition and appreciation for his endeavors at Harvard. 

Very respectful!}', 



P. S. I shall be glad to correspond with anybody who intends to 
come to Harvard, if you so wish it. As to this bit of personal 
history, j t ou will use your own discretion as to publishing it. I 
merely wish to correct a wrong impression with regard to that 
important question of Harvard's pxclusiveness 



Cambridge, Mass., Dec. 15, 1892. 
My dear Mr. Bolles : — 

I reply to your letter asking for a few 
words concerning my accounts while at college. 

The accompanying statements maj^ need a little explanation. 

In my Freshman year, accounts were rather loosely kept. I 
received aid from two sources — home and college. All that I 
received was spent. During the next two years, I kept account of 
everything. At first glance, it would seem that I had been very 
extravagant in my Junior year. But when a Sophomore, I paid only 
two term bills. While a Junior, I paid three. In my Junior year, I 
bought several things which will not have to be replaced for a long 
time. Still, although I admit my expenses might have been lessened, 
I think I gained more than enough of general knowledge to balance 
the necessary expenditure. 



39 



I have spoken of my Sophomore and Junior years. I do not mean 
just the seven or eight months of college. All my accounts cover a 
period of twelve months. 

Through your kindness, I secured a position as clerk in a summer 
hotel. You also gave me work of a clerical nature in the College 
office, and proposed my name to the President of the Harvard Dining 
Association as one eligible as clerk in the office at Memorial Hall. 
I have been in Memorial Hall a part of this 3'ear and part of last. 
The work is continuous. For payment, I receive my board, which 
amounts to about $4 per week. 

There are very man}' other ways by which a student can earn 
considerable, if he only keeps his eyes open. 

I came to Harvard because I thought the College offered more 
chances to the man who must depend considerably on his own efforts. 
I am not sorry for my choice. The officers have alwa} T s been 
willing and ready to help me, and I know of many others who 
have been assisted in the same way. 



Freshman Year. 
Expenses. Receipts. 
Total 536.58 Homo 



.-$536.58 Price Greenleaf Aid . . . 



$286.58 
250.00 

$536.58 



Expenses. 

Books 

Fares, railroad, horse car, etc. 
Subscriptions and papers . . 

Sundries 

Clothing, shoes, etc 

Stationery 

Room rent and furnishings . 

Postage 

Board 

Lunches, soda, etc 

Laboratory fees and supplies 

Medicine 

Theatres, Concerts, Dances . 

Gifts 

Fuel 

Tuition 

Balance 



Sophomore Year. 

Receipts. 

$15.28 Home $175.02 

38.65 Loan fund 50.00 

11.46 Beneficiary fund 25.00 

41.98 Private loan 75.00 

66.88 " " 38.00 

4.66 Work during term 41.28 

36.80 Summer work - . 148.00 

5.00 $552.30 

87.02 

( .).65 
25.90 

4.23 
16.70 

3.71 

4.48 
100.00 

$472.40 
79.90 



40 



Expenses. 

Books ....*. 

Fares 

Subscriptions and papers . . 

Sundries 

Clothing, etc 

Stationery 

Eoom rent and furnishings . 

Postage 

Board 

Lunch, soda, etc 

Laboratory fees and supplies 

Medicine 

Theatres, etc 

Gifts 

Fuel 

Tuition 

Balance 



Junior Year. 

Receipts. 

Balance on hand $79.90 

Home 327.68 

Loan fund 50.00 

Private loan 130.00 

Work during term 8.00 

Tutoring 10.66 

Summer work 132.04 

Private loan 46.00 



$15.44 

62.20 

8.73 

123.52 

173.83 

5.76 

66.31 

5.98 

91.42 

11.63 

18.62 

8.31 

2.35 

16.65 

9.38 

150.00 

$770.13 
14.15 



$784.28 



I shall be very glad to correspond with any one who may wish to 

ask about my accounts, or anything else concerning my life in 

Cambridge. 

Very truly yours, 



Cambridge, Mass., Oct. 29, 1892. 
Dear Sir, — 

I reply to your note relating to College expenses. I 

am able to give an account of both my income and expenditures for 
eveiything within a few dollars. . 

I came to Harvard well clothed for a year and with three dollars 
and seventy-five cents, besides most of the Greek books in the course 
I had elected. I came also with the promise of $250 " Price Green- 
leaf Aid." That was more than double the assistance I have received 
since, from the College in any one year. Yet I had harder times, the 
first year, than afterwards. That year, I earned almost nothing. 
Since then I have made about three hundred dollars a } 7 ear outside of 
my study hours. Not being an exceptionally good business manager, 
I have been more of a plodder than most of my associates who have 
entered Harvard similarly circumstanced. I am pursuaded therefore 
that any fellow who comes to Harvard with a will to work will find 
no insurmountable difficult}', whether he excels in scholarship, in 
business ability, or in simple energy and persistency. I find it a 
prevailing notion among men who think of going to college, on a 
small income, that tutoring is about the only means of adding to it, 



41 



and that few men are adapted to that work. For myself, I have 
made less than fifty dollars tutoring, during my three years at Har- 
vard. And my knowledge of the employment of other men enables 
me to say with absolute certainty, that the ways for a fellow to 
raise his own income here are almost innumerable. If I were to give 
advice to such a fellow, about to enter Harvard, I should say : Come 
with enough to keep you from the fear of want till you get well started 
in your courses, and have had leisure to look about to find what there 
is to do ; and don't be afraid to solicit information from old men who 
have been through the mill. 

Harvard education, furthermore, though the best, is not expensive 
for those men who enter college upon an income limited but sufficient 
to maintain them at other colleges. Although my schudule of 
expenses will be particular^ a guide to self-supporting men, I think 
it will suggest something to men of the other class ; for though I have 
been very economical in some items in others I have thought it wise 
to be somewhat liberal, viz. : in board and in books. 

Following is a very close approximation of my income and expense 
accounts : — 



Expenses. 



1889-90. 



Income. 



Tuition $150.00 

Board and room (private fam- 
ily) first third 61.00 

Board, rest of the year (Fox- 
croft Club) 55.00 

Room, rest of the year (col- 
lege building) 20.00 

Furniture 35.00 

Fuel and light 5.00 

Laboratory fee 5.00 

Washing, etc 11.00 

Books and stationery .... 15.00 
Car fares, clothing and sundries 67.00 

$424.00 



Cash on hand .... 
Price Greenleaf Aid . 
Private loans .... 
Miscellaneous earnings 



$3.75 
250.00 
150.00 

25.00 



Expenses. 



1890-91. 



Income. 



Tuition $150.00 



Board (Foxcroft Club) 

Furniture 

Fuel and lights . . . 

"Washing, etc 

Clothing 

Books and stationery . 
Car fares and sundries 
Laboratory fee . . . 
Boom 



100.00 
10.00 
12.00 
13.00 
30.00 
25.00 
25.00 
10.00 
30.00 

$405.00 



Summer earnings . . . 
Miscellaneous earnings 
"Loan fund" .... 
" Beneficiary fund " . 
Private loans .... 



$60.00 

175.00 

50.00 

40.00 

40.00 



42 



Expenses. 

Tuition 

Board (Foxcroft Club) 
Furniture . . . 
Fuel and lights 
Washing . . , 
Clothing . . , 
Room .... 
Books and stationery 
Car fares and sundries 



1891-92. 



Income. 



$150.00 
87.51 
5.00 
8.00 
12.00 
55.00 
30.00 
50.00 
40.00 

$437.51 



' ' Loan fund " . . . . 
" Beneficiary fund " . 
Night school .... 

Tutoring 

Miscellaneous earnings 



$50.00 
60.00 

160.00 
15.00 

150.00 



Summary. 



Received from University (in three years) $450.00 

Received from private loans (in three years) .... 190.00 

Earned (in three years) 585.00 

Yours very respectfully, 



December 21, 1892. 
Dear Mr. Bolles : — 

I entered Harvard College with so poor a record that 
I received the maximum number of conditions. Professor Briggs 
afterwards told me that I passed so poor an examination in nearly 
everything that I was admitted because I came from a new .school 
and was recommended as a faithful student. I had to take extra 
work, and I found the regular course was quite sufficient. 

I had to rely wholly on myself to meet the expenses of my course 
in what many told me, was " the rich man's college." 

I was $116 in debt. When I left Boston for Cambridge I had 
fourty-four (0.44) cents, so that my actual debt was $115.56. I was 
a stranger in Cambridge. The first day I spent all but nine cents. 
I had one great help in this year, — $250 from the Price Greenleaf 
Aid had been awarded me. This, however, I could not draw till 
Christmas. In order to buy books to begin my work, I pawned my 
watch and a few other things, receiving for the same $15.50. 

During my Freshman year my receipts were : — 



Receipts. 

Price Greenleaf Aid . . 
Pawned watch, etc. . . 

Type writing 

Books sold 

Tutoring 



$250.00 

15.50 

71.40 

7.50 

1.60 



$346.00 



Expenditures. 

Tuition $150.00 

Room (heated and furnished) 50.00 

Lighting above 5.10 

Books 21.21 

Clothes 15.00 

Board 140.00 

$381.31 



43 



This includes only necessary expenses. In addition I spent 
$58.90, making my debt for the year $94.21. Part of this year I 
was very poor. My washing I did myself. About mid-year I was 
so short of money that for nearly two months I ate but one or two 
meals a day. This was the hardest period of my course, but rather 
incited than discouraged me. 

During the summer I worked as porter in a summer hotel. I 
strained myself quite badly, but I cleared $118. I entered my 
Sophomore year $91.77 in debt. 

During my Sophomore year my receipts were : — 

Receipts. 



Loan fund $75.00 

Beneficiary funds 

Work for Prof. James* . . 

Publishing notes 

Waiting on table 

Type writing 

Outside jobs as posting bills, 
copying, etc 

$345.48 



80.00 


4.50 


25.50 


38.33 


70.00 


52.15 



Expenditures. 

Tuition $150.00 

Room, heating and lighting- . 45.50 

Board at Foxcroft f93.43 

Clothes and washing .... 29.20 

Furniture 24.25 

Books 19.16 

$361.54 



My expenses this }'ear were higher than necessary. I bought many 
books I did not need. I might have saved $20 by hiring my furniture 
from the Loan Furniture Association. 

In addition to the necessary expense I spent $151.60 on athletics, 
theatre, unnecessary books, subscription to College sports, charity, 
and other interests. So nry total expeuse was $513.14. During the 
summer I earned above my expenses (as clerk in summer hotel) 
$158.04. Thus during my Sophomore year I increased my debt $9.62. 

I entered nry Junior }^ear $101.31 in debt. During my Junior year 
my receipts were : — 



Receipts. 
Scholarship $150.00 



Loan fund 75.00 

Beneficiary fund 15.00 

Odd jobs 7.13 

Publishing placards .... 18.10 

Advertising scheme .... 106.05 

Tutoring 267.50 

Typewriting 32.19 

Prof. James' work 2.45 

Waiting on table 16.11 

$689.53 

* My work for Professor James was peculiar, 
from skulls for experiments in psychology, 
f I was away from College five weeks. 



Expenditures. 

Tuition $150.00 

. . 49.50 

. . 119.53 

. . 51.73 

. . 24.38 



Room, etc 

Board at Foxcroft . 
Clothes and washing 
Books 



$395.14 



It was taking sheep's brains 



44 



During the year I bought a type- writer for which I paid $100. I 
also contributed towards the expense of some other fellows poorer 
than I, $100. For incidentals I spent $85.60. Then my actual 
expenditure this year was $680.74. During the summer I clerked 
and earned above my expenses, $100.50. I bought a good many 
books and so saved less than previously. 

I entered my Senior year out of debt and with $7.90 on hand. 
This year my receipts were : — 



Expenditures. 
Tuition $150.00 



Room, etc 

Board 

Clothes and washing 

Books 

Furniture 



56.40 
160.00 
43.32 
21.08 
32.00 

$462.80 



Receipts. 

Loan fund $75.00 

Beneficiary fund 20.00 

Odd jobs 18.99 

Copying 24.50 

Tutoring 439.90 

Advertising scheme .... 72.39 
Teaching school * ..... 14.00 

Publishing notes 24.00 

Type writing 107.43 

Publishing books 225.00 

$1021.21 

I spread Class-Day at an expense of $100. I gave $150 towards 
other students expenses. I hired a piano during the }'ear, and added 
many books to my library, so that my " incidentals" amounted to 
$149.60, making my expenses for the year $612.40. Thus I saved 
during the year $258.80, and graduated from College with $266.70. 
I owed the College $225 from Loan Fund, so that I was more than 
out of debt, or $41.70 ahead. 

I had bought a tj^pe-writer ; increased my library by over 300 
volumes ; bought many useful articles ; taken part in many branches 
of College life and work, — social, moral, athletic, literary, and 
religious. I played on one 'Varsity team, and on my class team in 
another sport. I found man} 7 openings for work for other fellows. 
Had I been able to do all I found to do, I should have made a good 
salar} 7 . I only tried to earn enough " to get through." 

I graduated with my class cum laude and with courses to spare : 
also got Honorable Mention in one study. My health when I entered 
was very poor. I left College strong in body, better than at any 
time for ten years. To sum up my four 3 T ears expenses : — 

Freshman year $381.31 

Sophomore year 361.54 

Junior year 395.14 

Senior year 462.80 

For course $1600.79 

* My teaching school was substituting in an East Cambridge school for a friend. 



LofC. 



45 

My Sophomore year is a fair estimate of what* actually necessary. 
I think if any fellow wished, he could save $20 on furniture, and $10 
on books. Morever, I paid more for my room than was necessary. 
I have no hesitation in saying that an economical student, taking 
advantage of the College helps (Library, Loan Furniture Association, 
Foxcroft Club, and the Young Men's Christian Association aid in 
receiving cheap and desirable rooms) can get through honorably and 
happily J or $300 a year. 

I cannot close without saying that my whole course was made 
easier by the friendl}' words of advice and encouragement from 
President Eliot, Professors Briggs, James, Smith, Peabod}', Kittredge 
and Palmer, and not the least, from yourself. 

Sincerely yours, 



LIBRARY OF C01g»E£ 



029 934 691 2 * 



Holli 






CONGRESS 




029 934 691 2 



Hollinger Corp. 
P H8.5 



